When it comes to holiday insurance with medical conditions, the cost can be quite high. Most insurers will not even bother to give you a quote because they just don’t deal with pre-existing medical conditions. But specialized insurers can help you get a better insurance deal so you can get a more reliable insurance cover.
Pre-existing Medical Conditions Cover
When it comes to travel insurance, it should have comprehensive kind of medical cover. But most insurers will not insure you against pre-existing conditions. This is usually a problem for seniors or even for younger people who have diabetes or heart conditions or any other similar illness. Just because you have a pre-exiting condition people might be afraid to travel anywhere. Because in case an accident happens or the condition gets worse, you will have no insurance cover to rely on. Not everyone can afford that kind of risk.
Specialized Travel Insurance for Pre-existing Medical Conditions
If you are going on a holiday, look for reliable travel insurance with medical conditions policy. There are many specialized insurance providers that can offer you better rates these days. Online insurance companies are especially a good idea because they will offer you better quotes. If you do a bit of quote comparison you may even find cheap holiday insurance with medical condition cover.
Companies that Offer Holiday Insurance with Medical Conditions
Free Spirit Travel Insurance
This company offers exclusive travel insurance with medical condition deals and also gives a ten pound discount if you buy the plan online. With Free Spirit Insurance you get round the clock emergency helpline assistance and cover for most medical conditions. They also have a unique offer for a seniors, which says that there is no upper age limit on both Annual Multi Trip cover and Single Trip cover. With this insurance carrier you will not have to commute anywhere since they offer online application, processing, quote and even medical screening. Their travel plan also covers companions and cover for prescribed medications and medical aids.
Virgin Travel Insurance
Most major insurance providers don’t deal in pre-existing medical condition coverage. But Virgin travel insurance does offer holiday insurance with medical conditions cover. You can get a single trip cover or get more discounts through their annual multi trip cover if you plan to travel more than once. In short they offer a great value cover for seniors and other people with pre-existing medical conditions.
Medici Travel Insurance
This is a specialized medical travel insurance provider and they also deal in holiday insurance with medical conditions. You can also talk to a customer representative and find out more about what kind of diseases they cover. Generally you can get cover for disabilities, diabetes, hyperthyroidism, heart condition and even cancer. The prices are pretty good and the customer service is amazing. They are a specialist medical travel provider so they are also going to provide you with reasonable quotes. They have years of experience in specialist insurance and they can definitely offer you valuable service.
The holiday risk insurance provider has a plan for holiday insurance with pre-existing medical conditions. You may even be eligible for no additional premium for some medical conditions like High Blood Pressure. They also have a money back guarantee and family policies which allow kids to go for no additional cost.